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Is Pet Insurance for Guinea Pigs Worth it?

Guinea pigs are popular in the United States and the United Kingdom. Many people assume they are low-maintenance pets, but it would come as a surprise to them if they had to take them to an exotic veterinarian. The cost of a visit might range from $50 to $500, so you might be wondering if it’s worth it to purchase guinea pig pet insurance. Getting insurance for your guinea pig is a good idea. Depending on their age, breed, and other factors, insurance can cost anywhere from $20 to $50 each month. It can cover a large percentage of your vet bill and other medical expenses, making it a good investment.
There’s a reason why guinea pigs are such popular pets. They’re soft, fluffy, and often cautious, making them the ideal companion for anyone learning the responsibility of pet care or teaching their children the same principles. Some people may not feel the need to insure them because of their small size, limited life spans, and lack of interaction when compared to traditional pets like cats and dogs. That, and, of course, the money. Responsible pet owners, on the other hand, should be eager to give the finest possible care for their animals, even if it means paying a little more money each month. Read on to find out how much guinea pig insurance costs, the realities of paying for one, and why it’s so vital to look after them.

How much does guinea pig insurance cost?

It’s impossible to estimate how much insuring a guinea pig will cost you all at once.

There are a lot of variables to consider. Take, for example, horses. There are many factors that go into customizing a quote for your animal, including lineage, breed, age, size, and so on.

Although your new pig is unlikely to be a valued stud, the same principle applies.

Different breeds are more expensive than others, and the amount you spent and when you decided to get a policy play significant roles in deciding the entire cost.

In general, the average monthly cost starts around $20 and can rise significantly depending on the degree of coverage you want and the variables mentioned above.

Benefits of having your guinea pigs insured

There are numerous advantages to insuring your guinea pig. The following are some of the most significant advantages:

Skip Expensive Vet Costs

By insuring your guinea pig, you will be able to avoid the potentially high vet bills associated with any treatment or operation it may require.

Of course, there’s a chance it’ll never need serious medical attention, but if you care about your fluffy pet enough, having a policy in place ensures you’ll be ready if the worst happens.

Trimming your guinea pig’s back teeth is something that needs to be done every three to twelve months, and if you’re lucky enough for it to have a long life, you’ll have to pay for it out of your own wallet every time.

Peace of Mind

The most difficult aspect of owning a pet without insurance is having to evaluate the value of their life against your ability to pay for their care.

While you’ll still have to pay a deductible, it won’t be nearly as much as the cost of life-saving surgery.

You’ll never have the nagging feeling that you’re not doing enough to care for your little pig if you have a policy for it.

The health of your guinea pig depends on you providing the most elaborate enclosure, healthy food, and fascinating toys.

Even yet, it pays to be prepared when it comes to something out of your control, such as the need for healthcare.

Choose From Varying Levels of Coverage

Exotic pet insurance, like all other types, has varied levels of protection.

To be honest, while it’s important to have a policy in place and check off that last box of necessary guinea pig care, it shouldn’t interfere with your daily routine.

Because we can’t all afford the most complete coverage, and we can’t always foresee what will happen next, insurers are more flexible in their policymaking.

If you can’t afford a complete plan, this is an excellent place to start. It covers the most common maladies and illnesses that guinea pigs are susceptible to, such as respiratory infections.

All Possibilities Can Be Covered

Knowing what kind of health problems a guinea pig could have is an important part of owning one.

They’re prone to respiratory infections, as previously said, but that’s not all.

Urinary troubles, scurvy, lice, heatstroke, and bladder stones are just a few of the problems that could arise in the future for your pig.

You might be covered for all of these ailments, as well as more serious illnesses like tumors and abscesses, with a comprehensive coverage; you can even include checkups and treatment in your plan.

Because pre-existing health conditions might be difficult to insure, getting your policy in place when you first bring your pig home is the best way to secure complete coverage at a lower cost.

Recommended Guinea Pig Supplies: Our Top Picks!

Before you learn more, here are some guinea pig products that you must add to your Wishlist right now:

Some downsides of having your guinea pig insured

It Can Be Expensive

Guinea pig insurance typically costs around $20 per month, or $240 per year.

This may not appear to be a large sum, but for some of us, it is money that needs to be spent elsewhere.

Furthermore, this is only an average price; depending on the level of coverage you choose, the cost could be substantially higher.

It’s a commitment that should be known before picking up your new pig, even if it will set you back.

You’ll need to take some kind of coverage if you want to provide the best possible care for your animal.

They Don’t Always Live That Long

A guinea pig’s usual lifespan is between five and eight years, though they have been known to live up to 12 years in exceptional situations.

That’s how a lot of dogs are. They don’t live to be anywhere near that in the wild, though. Five years isn’t all that lengthy when compared to hamsters, who can live for roughly three years.

You may assist them avoid numerous medical concerns by providing good food and a clean enclosure on a regular basis.

Even yet, because they’re prone to certain problems, there’s no definite way to extend their lives. Unfortunately, some people may believe that insuring these short-lived critters is a waste of money.

Many Guinea Pigs Don’t Survive Surgery

Guinea pigs are adorable, but they’re small animals with tiny legs and bodies to match.

Veterinarians, on the other hand, are wary of operating on them since their delicate bodies aren’t intended to withstand such strain.

The most dangerous element of putting them under the knife is usually general anesthesia.

According to a 2008 study, the perioperative mortality rate of guinea pigs is roughly 3.80 percent, which is relatively high when compared to cats and dogs, who have perioperative mortality rates of 0.24 percent and 0.17 percent, respectively.

Not All Insurers Cover Guinea Pigs

So, regardless of the cost or risk, you’re ready to protect your little furry pig.

Finding a company that sells pet insurance for guinea pigs isn’t easy.

Guinea pigs and other rodents fall under the category of “Exotic Insurance,” which is not available from all insurers.

This lack of choice results in fewer possibilities and, as a result, you may end up paying for more expensive insurance than you would prefer. But keep in mind that it’s all for a good cause!

Best pet insurance for guinea pigs

If you’ve just bought your first guinea pig or need some advise on how to assure a long-term companion, the internet is full of conflicting information, making it difficult to identify a reliable source.

To be honest, there aren’t many places that are as comprehensive or as trustworthy as Best pet insurance.

I like their pet assurance program since it gives me a discount on every visit to the veterinarian. That policy has helped me save a lot of money.

Finding an insurer who will cover your guinea pig is difficult enough as it is, which is why this website is so helpful.

All insurance providers are scrutinized by Best pet insurance, ensuring that all flaws, downsides, and highlights are plainly spelled forth through meticulous analysis and scrutiny.

It’s difficult to find another source with such a comprehensive list of solutions for keeping your guinea pig safe.

What sets it distinct, though, is its emphasis on educating readers on how to care for guinea pigs and other pets properly.

Their website should serve as a resource for all pet owners and may prepare anyone for responsible pet rearing.

More About the company

Bestpetinsurance.com was founded by popular Instagram star @MillaTheCat a few years ago with the goal of celebrating and educating on all things animal.

Her daily social media updates on the wonders of our four-legged colleagues reach a staggering 340,000 followers every day, with the number of followers growing all the time.

Despite the fact that she created the site herself, these guys now encourage ethical pet ownership by comparing and reviewing pet insurance for guinea pigs providers, assisting their viewers in finding the best deals.